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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934
(Amendment No. )*

Access National Corporation

(Name of Issuer)

Common Stock, Par Value $1.67

(Title of Class of Securities)

004337 10 1

(CUSIP Number)

December 31, 2004

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

o Rule 13d-1 (b)

o Rule 13d-1 (c)

þ Rule 13d-1 (d)

*The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the notes).

13G

CUSIP No. 004337 10 1 Page 2 of 5

1. Name of Reporting Person:
Michael W. Clarke I.R.S. Identification Nos. of above persons (entities only):

2. Check the Appropriate Box if a Member of a Group:

(a) o

(b) o

3. SEC Use Only:

4. Citizenship or Place of Organization:
United States of America

Number of
Shares
Beneficially
Owned by
Each Reporting
Person With

5. Sole Voting Power:
235,431

6. Shared Voting Power:
0

7. Sole Dispositive Power:
235,431

8. Shared Dispositive Power:
0

9. Aggregate Amount Beneficially Owned by Each Reporting Person:
235,431

10. Check if the Aggregate Amount in Row (9) Excludes Certain Shares:
o

11. Percent of Class Represented by Amount in Row (9):
5.8%

12. Type of Reporting Person:
IN



CUSIP No. 004337 10 1	13G	Page 3 of 5 pages

Item 1

(a)   Name of Issuer:

    Access National Corporation

(b)   Address of Issuer’s Principal Executive Offices:

1800 Robert Fulton Drive
Suite 300
Reston, Virginia 20191

Item 2

(a)   Name of Person Filing

    Michael W. Clarke

(b)   Address of Principal Business Office, or, If None, Residence

    c/o Access National Corporation, 1800 Robert Fulton Drive, Suite 300, Reston,
Virginia 20191

(c)   Citizenship

    United States of America

(d)   Title of Class of Securities:

    common stock, par value $1.67

(e)   CUSIP Number:

   004337 10 1

Item 3. If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:

(a)-(j): not applicable

Item 4. Ownership.

(a) Amount beneficially owned: 235,431

(b) Percent of class: 5.8%



CUSIP No. 004337 10 1	13G	Page 4 of 5 pages

(c) Number of shares as to which such person has:


(i)	Sole power to vote or to direct the vote:	235,431

(ii)	Shared power to vote or to direct the vote:	0

(iii)	Sole power to dispose or to direct the disposition of:	235,431

(iv)	Shared power to dispose or to direct the disposition of:	0

Item 5. Ownership of Five Percent or Less of a Class.

Not applicable.

Item 6. Ownership of More than Five Percent on Behalf of Another Person.

Not applicable.

Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the
Parent Holding Company.

Not applicable.

Item 8. Identification and Classification of Member of the Group.

Not applicable.

Item 9. Notice of Dissolution of Group.

Not applicable.

Item 10. Certifications.

Not applicable.



CUSIP No. 004337 10 1	13G	Page 5 of 5 pages

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Date: February 14, 2005

/s/ Michael W. Clarke

Michael W. Clarke

Director, President, CEO


13G
CUSIP No. 004337 10 1					Page 2 of 5

	1.	Name of Reporting Person: Michael W. Clarke			I.R.S. Identification Nos. of above persons (entities only):

	2.	Check the Appropriate Box if a Member of a Group:
		(a)	o
		(b)	o

	3.	SEC Use Only:

	4.	Citizenship or Place of Organization: United States of America

Number of Shares Beneficially Owned by Each Reporting Person With
			5.	Sole Voting Power: 235,431

			6.	Shared Voting Power: 0

			7.	Sole Dispositive Power: 235,431

			8.	Shared Dispositive Power: 0

	9.	Aggregate Amount Beneficially Owned by Each Reporting Person: 235,431

	10.	Check if the Aggregate Amount in Row (9) Excludes Certain Shares: o

	11.	Percent of Class Represented by Amount in Row (9): 5.8%

	12.	Type of Reporting Person: IN

	(a)	Name of Issuer:

		Access National Corporation

	(b)	Address of Issuer’s Principal Executive Offices:

		1800 Robert Fulton Drive Suite 300 Reston, Virginia 20191

	(a)	Name of Person Filing

		Michael W. Clarke

	(b)	Address of Principal Business Office, or, If None, Residence

		c/o Access National Corporation, 1800 Robert Fulton Drive, Suite 300, Reston, Virginia 20191

	(c)	Citizenship

		United States of America

	(d)	Title of Class of Securities:

		common stock, par value $1.67

	(e)	CUSIP Number:

		004337 10 1

	(a)	Amount beneficially owned: 235,431

	(b)	Percent of class: 5.8%


Date: February 14, 2005
	/s/	Michael W. Clarke

		Michael W. Clarke

		Director, President, CEO